Renters Insurance in Dunn, NC

At Jones - Byrd Insurance Agency, we understand how important it is for renters to financially protect themselves. Fortunately, renters insurance can cover many common incidents and losses that might be excluded from your landlord’s coverage, all at competitive prices.

What Does Renters Insurance Cover?

While policy inclusions may vary depending on the insurer, a typical renters insurance policy may offer the following:

• Additional living expenses coverage can help pay for expenses such as food and hotel accommodations if a covered risk renders your rented property temporarily uninhabitable.

• Personal liability coverage can cover third-party claims of bodily injuries or property damage for which you are allegedly to blame.

• Personal property coverage can help pay for the repair or replacement of your appliances, clothes, electronics or furniture.

Why Is This Policy Important?

Many renters underestimate the value of their personal property or assume their landlord’s insurance will cover their belongings. However, a landlord’s policy typically only covers the building itself. If this gap is not addressed, you may be left exposed to significant financial losses.

While renters insurance is not usually legally required, some landlords or property managers may ask for proof of a policy before you move in.

How Our Team Can Help

At Jones - Byrd Insurance Agency, we work closely with renters in Dunn, North Carolina to find policies that fit their needs and budget. Our team takes the time to explain your options and what your policy covers. We can help you find competitively priced options and offer guidance if ever you need to file a claim.

Contact Jones - Byrd Insurance Agency to request a personalized quote.